We enable you to secure the South Carolina car loan you need, whatever your credit score. Whether you’re looking for a luxury car or a sport-utility, we have you covered. What’s even better, it is free of charge.
This is how it works.
- Firstly, you want to apply online.
- We try and place your application with the best South Carolina auto loan company for your income, down payment, and location.
- Complete your auto finance paperwork and select your vehicle from a nearby dealer.
Please click here to apply online.
South Carolina Auto Loans At A Glance
- Average SC Income: $2,949 Monthly
- Average SC Credit Score: 665
- Autos Registered: 3,353,606
For the most part, South Carolina car loan companies require that you earn no less than $1500 income a month. At the same time, your total monthly debt, inclusive of your auto loan, must not be more than one half of your income. For people in South Carolina, this comes out to $1,475, on average.
Don’t meet these requirements? No problem. You may still be able to qualify with a co-signer, larger down payment, or via buy here pay here financing in South Carolina.
Used Car Financing in SC
It’s best to devote just 18 to 20% of your regular monthly income for installment payments, gas, and upkeep. For your average South Carolina car owner, this equals $531 to $590 each month. Spending in excess of 18-20% will endanger your financial future. Additionally, it’s best to get a reasonable car with great gas mileage. More often than not, securing a used car loan in South Carolina is a good idea. Used cars are much less expensive to finance, and they depreciate a lot less quickly than new vehicles. Please click here for cheap used cars in South Carolina.